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<h3 style="white-space:pre-line">Michael Hays </h3>
<ul>
<li>NMLS# 253304</li>
<li>Phone (602) 821-8046</li>
<li>michael@magnoliamtge.com</li>
</ul>
Michael is the principal of Magnolia Mortgage and has over 20+ years of home lending experience. Each day his Team focuses on creating a stress-free transaction for home buyers and homeowners that are refinancing.
 Michael advises his client on finding the most cost-effective loan program, interest rate and fee structure to accomplish their financial goals.
Core values of transparency, open communication and honesty provide clients with a five-star experience.
 Michael enjoys playing his bass guitar, checking out live music venues, golf and spending time with family and friends.
The Mortgage Picker is a combination of Michael's love for picking notes on his bass guitar with picking the right mortgage solution for you!