Michael Hays 

Michael is the principal of Magnolia Mortgage and has over 20+ years of home lending experience. Each day his Team focuses on creating a stress-free transaction for home buyers and homeowners that are refinancing.

Michael advises his client on finding the most cost-effective loan program, interest rate and fee structure to accomplish their financial goals.

Core values of transparency, open communication and honesty provide clients with a five-star experience.

Michael enjoys playing his bass guitar, checking out live music venues, golf and spending time with family and friends.

The Mortgage Picker is a combination of Michael's love for picking notes on his bass guitar with picking the right mortgage solution for you!